PLEASE MAKE SURE YOU SELECT LONG APPLICATION!

APPLY ONLINE

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Our application process is simple. Click on the Apply now button above and fill out the LONG APPLICATION. Make sure you select your loan officer if you have a preference. 

PRE-APPROVAL
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Once we have received your application and basic information, we can get you pre-approved to start looking at homes. This part is important whereas most realtors request this at the start of house hunting.

TEAM WORK

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We work closely with a few realtors if you are in need of someone to help you out. We also work closely with a couple of insurance agencies to help you get the coverage you need at a highly competitive rate. 

PROCESSING

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Our processors and underwriters work closely together to get your loan funded as quickly as possible while keeping you informed throughout the process. 

CELEBRATE

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Your loan has funded and it's time to celebrate. At this point, you are more than a client to us.... you are part of the PMP famiiy.

NATIONWIDE CONVENTIONAL HIGH BALANCE

- CONVENTIONAL LOAN UP TO $726,525

- 10% DOWN PAYMENT WITH NO MORTGAGE INSURANCE

- FAST, EASY PROCESS DUE TO CONVENTIONAL UNDERWRITING

- PRIMARY AND SECONDARY HOMES ARE ELIGIBLE

- STARTING AT 680 FICO

BANK BUSTER LOAN

- JUMBO LOAN WITHOUT THE JUMBO REGULATIONS

- CONVENTIONAL UNDERWRITING WITH FANNIE MAE GUIDELINES

- MAXIMUM LOAN AMOUNT OF $1,500,000

- MINIMUM LOAN AMOUNT OF $726,526

- STARTING FICO 700

HOME READY / HOME POSSIBLE

- UP TO $525 APPRAISAL CREDIT AT TIME OF CLOSING

- AS LOW AS 3% DOWN

- GIFT FUNDS ELIGIBLE FOR ENTIRE DOWN PAYMENT

- TYPICALLY FASTER, EASIER AND WITH A LOWER MONTHLY PAYMENT THAN FHA

FHA 3.5% DOWN

- GREAT FOR BUYERS WITH LOWER DOWN PAYMENT

- AT TIMES EASIER TO QUALIFY FOR THAN CONVENTIONAL LOANS

- MINIMUM FICO 620

- SELLER MAY CONTRIBUTE UP TO 6% TOWARDS CLOSING COSTS

CONSTRUCTION LENDING

- LENDING UP TO 2 MILLION

- CD SHOWING YOUR LOAN DETAILS PROVIDED PRIOR TO FINAL LOAN APPROVAL

- CERTIFICATE OF OCCUPANCY NOT NEEDED ON CONVENTIONAL LOANS

VA LOANS

- ELIGIBLE FOR A SPECIAL GOVERNMENT INSURED VA LOAN

- NO DOWN PAYMENT REQUIRED

- LOW INTEREST RATES

- NO PRIVATE MORTGAGE INSURANCE

BANK STATEMENT LOANS

- BASED ON EITHER 12 OR 24 MONTH BANK STATEMENTS

- DESIGNED FOR THE SELF-EMPLOYED

- BUSINESS & PERSONAL STATEMENTS MAY BE USED

CHENOA LOANS

- DTI PER AUS/FHA MANUAL UNDERWRITING GUIDELINES

- 1-2 UNITS ONLY

- 620 MINIMUM FICO

- 0% DOWN 30 YEAR TERM

FIXED 2ND MORTGAGES TO 100%

- FIXED RATE 15-30 YEAR TERMS

- MINIMUM LOAN AMOUNT $50,000

- MAXIMUM LOAN AMOUNT $500,000

FOREIGN NATIONALS

- LOANS FOR PERMANENT RESIDENTS

- MUST HAVE GREEN CARD AND SOCIAL SECURITY NUMBER

REFINANCE

- POSSIBILITY OF ELIMINATING MONTHLY PMI

- ACCELERATE YOUR EQUITY AND PAY OFF LOAN FASTER

- INCREASE YOUR CASH FLOW WITH A CASH OUT REFINANCE

- POTENTIALLY LOWER INTEREST RATE

Visit

510 NE 4TH AVE STE 2

CAMAS, WA 98607

Call

T: 360-295-2014

F: 360-799-4678

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