NATIONWIDE CONVENTIONAL HIGH BALANCE

CONVENTIONAL LOAN UP TO $726, 525

10% DOWN PAYMENT WITH NO MORTGAGE INSURANCE

FAST, EASY PROCESS DUE TO CONVENTIONAL UNDERWRITING

PRIMARY AND SECONDARY HOMES ARE ELIGIBLE

STARTING AT 680 FICO

BANK BUSTER

JUMBO LOAN WITHOUT JUMBO REGULATIONS

CONVENTIONAL UNDERWRITING WITH FANNIE MAE GUIDELINES

MAXIMUM LOAN AMOUNT $1,500,000

MINIMUM LOAN AMOUNT $726,526

STARTING FICO 700

HOME READY / HOME POSSIBLE

UP TO $525 APPRAISAL CREDIT AT TIME OF CLOSING

AS LOW AS 3% DOWN

GIFT FUNDS ELIGIBLE FOR ENTIRE DOWN PAYMENT

TYPICALLY FASTER, EASIER AND WITH A LOWER MONTHLY PAYMENT THAN FHA LOANS

CONSTRUCTION LENDING

LENDING UP TO 2 MILLION

FAST AND SIMPLE LOAN PROCESS OFFERS YOU A WHOLESALE RATE, PAID PLUS FEWER CLOSING COSTS PAID OUT-OF-POCKET

CD SHOWING YOUR LOAN DETAILS PROVIDED PRIOR TO FINAL LOAN APPROVAL.

CERTIFICATE OF OCCUPANCY NOT NEEDED ON CONVENTIONAL LOANS.

FHA 3.5% DOWN

GREAT FOR BUYERS WITH LOWER DOWN PAYMENTS AND ARE SOMETIMES EASIER TO QUALIFY FOR THAN A CONVENTIONAL LOAN.

MINIMUM FICO 620

CLOSE IN AS QUICK AS 30 DAYS

SELLERS MAY CONTRIBUTE UP TO 6% TOWARDS YOUR CLOSING FEES.

VA LOANS

AS A MEMBER OF OUR MILITARY PERSONNEL, YOU ARE ELIGIBLE FOR A SPECIAL GOVERNMENT INSURED VA LOAN.

NO DOWN PAYMENT REQUIRED.

LOW INTEREST RATES.

NO PRIVATE MORTGAGE INSURANCE

BANK STATEMENT LOANS

LOAN BASED ON EITHER 12 OR 24 MONTH BANK STATEMENTS INSTEAD OF A W2

DESIGNED FOR THE SELF-EMPLOYED

BUSINESS AND PERSONAL BANK STATEMENTS MAY BE USED TO QUALIFY

CHENOA LOANS

DTI PER AUS/FHA MANUAL UNDERWRITING GUIDES

1-2 UNITS ONLY

620 MINIMUM FICO

0% DOWN 30 YEAR TERM

FIXED 2ND MORTGAGES TO 100%

FIXED RATE 15-30 YEAR TERMS

MINIMUM LOAN AMOUNT $50,000

MAXIMUM LOAN AMOUNT $500,00

FOREIGN NATIONALS

LOANS FOR PERMANENT RESIDENTS, ALL YOU NEED IS YOUR GREEN CARD AND SOCIAL SECURITY NUMBER.

REFINANCE

NOW MAY BE THE TIME TO REFINANCE AND SAVE HUNDREDS EACH MONTH.

ELIMINATE MONTHLY PMI

ACCELERATE YOUR EQUITY AND PAY OFF YOUR LOAN FASTER

INCREASE YOUR CASH FLOW WITH A CASH-OUT REFINANCE

PAY OFF DEBT, MAKE HOME IMPROVEMENTS, OR FUND LARGE PURCHASES.

POTENTIALLY LOWER INTEREST RATE